- Cash flow forecastingSee shortfalls months ahead, not the week payroll is due.Learn more about Cash flow forecasting →
- Budgets & KPIsA monthly scorecard with the handful of numbers that matter for your business.Learn more about Budgets & KPIs →
- Financing readinessClean financials and projections for banks, investors or an SBA loan.Learn more about Financing readiness →
- Tax-aware decisionsEntity structure, owner pay and timing, considered alongside the business plan.Learn more about Tax-aware decisions →
Is a fractional CFO right for you?
Usually yes if your business has outgrown basic bookkeeping but can't justify a full-time CFO: you're hiring, borrowing, adding locations or products, or making decisions on gut feel because the numbers arrive too late to help.
How it works
We start with your books. Advisory is only as good as the numbers underneath it. From there, we agree on a monthly or quarterly rhythm: a review of results against budget, an updated cash forecast, and a working session on the decisions in front of you.
Frequently asked questions
How is a fractional CFO different from a bookkeeper?
A bookkeeper records what happened. A CFO uses that information to plan what happens next: forecasting cash, setting budgets, analyzing profitability and advising on major decisions.
How often would we meet?
Most clients meet monthly or quarterly, with access in between for time-sensitive decisions.
Do my books need to be in good shape first?
They need to be reliable. If they aren't, we'll start with a cleanup, which our bookkeeping team handles.
Can you help me prepare for a bank or SBA loan?
Yes. We prepare financial statements and projections and help you understand what lenders will look for.